Upgraded Studio | Community View | Vacant | Apartment in Ajman Downtown
AED 177,000

AED 413 per sqft

Upgraded Studio | Community View | Vacant | Apartment in Ajman Downtown

Ajman Downtown, Ajman
Listed 137 days ago
1
Beds
1
Baths
429
Sqft
apartment
Type

About This Property

Premium 0 bedroom apartment available in City Tower, Ajman Downtown. This 429 sqft property offers excellent value at AED 177,000. Located in the heart of Ajman, with easy access to major amenities.

Property Details

Property TypeApartment
Listing TypeSale
OwnershipFreehold
Views119
Reference669dfa6d-3999-48e5-b655-cb012f89dc32

Area & Neighborhood Guide

7.5/10
Investment Score
6.5%
Avg. Yield
+8%
1Y Growth
Moderate
Market
Schools
1
Healthcare
1
Transport
0
Retail
1
Green space
1
Waterfront
0

Nearby Amenities & Landmarks

Ajman Downtown Community Center
Local Shopping
Schools
Healthcare
Public Transport
Parks & Recreation
Dining Options

Upcoming Developments

Infrastructure improvements in Ajman Downtown
New residential projects
Enhanced community facilities

Demographics

25K+
Residents
35
Avg. Age
70%
Expats

Deal Scoreâ„¢

AI-powered price analysis vs DLD transactions

7.7/ 10
Great Deal14.7% below market

Priced at AED 413/sqft vs market avg of AED 484/sqft in Ajman Downtown. This property is 15% below comparable DLD transactions — a strong investment opportunity.

Price per sqft comparisonAjman Downtown · 1 BR apartment
AskingAED 413/sqft
DLD Market AvgAED 484/sqft

Price Transparency

Estimate
This listing
AED 413/sqft
Area benchmark unavailable
Asking priceAED 177,000
DLD transfer fee (4%)AED 7,080
Trustee fee (flat)AED 2,100
Mortgage registration (0.25% of 75% LTV)AED 622
Agency commission (2%)AED 3,540
Est. total transaction costAED 190,342

Estimates use standard UAE market rates (DLD 4%, trustee 4,200 AED, mortgage reg 0.25% at 75% LTV, agency 2%). Your firm quote is provided in writing before MoU signing and may differ based on property type, buyer profile, and negotiated terms.

Market Comparison

Price benchmarked against area listings & DLD data

Excellent Deal

Exceptional Value - 77% Below Market!

This property is priced significantly below the Ajman Downtown average of AED 1800/sqft. You could save AED 595,023 compared to market rate.

Price per sqft comparisonAjman Downtown · 1 BR apartment
This PropertyAED 413/sqft
Area AverageAED 1,800/sqft

Area Yield

6.5%

L12M Trend

+2%

PropertyIndex.ae • Updated 2026-02-22

Ajman Downtown Market Intelligence

Full Report
Avg Price/SqftAED 460
Active Listings35
Trendstable
Price History (per sqft)
AED 464
Dec
AED 481
Jan
AED 442
Feb
AED 437
Mar

Average Price per Sqft by Month

Investment ROI Calculator

Based on 0 rental comparables in Ajman Downtown

Good Yield
Gross Yield
6.5%
Good Yield
Net Yield
2.86%
After charges
Estimated Rental Income
Monthly
AED 959
Annual
AED 11,505
Service Charge: AED 6,435/yr15 AED/sqft
Capital Appreciation (Ajman)
vs Area Average57.9% below avg

Mortgage Calculator

Estimated Monthly Payment

AED 827

Based on 25-year mortgage at 4.99%

Principal (57%) Interest (43%)
20% (AED 35,400)
5%80%
4.99%
2%8%
Property PriceAED 177,000
Loan AmountAED 141,600
Total InterestAED 106,486
Total Cost (Principal + Interest)AED 248,086

Estimated Upfront Costs

Down PaymentAED 35,400
DLD Registration (4%)AED 7,080
Agency Fee (2%)AED 3,540
Total UpfrontAED 46,020

Regulatory Compliance

Permit not required for non-Dubai / non-Abu Dhabi listings — governed by local emirate authority.

Recent Apartment Transactions

Similar apartments sold in Ajman Downtown

AED 281K

Avg. Price

AED 491.5

Avg. /sqft

5

Transactions

AED 337K90.6% higher
14 Feb 2026 1 Bed 826 sqftAED 408/sqft
Completed Sale
AED 338K91.2% higher
15 Jan 2026 1 Bed 639 sqftAED 530/sqft
Completed Sale
AED 146K17.7% lower
16 Dec 2025 1 Bed 312 sqftAED 467/sqft
Completed Sale
AED 394K122.6% higher
16 Dec 2025 1 Bed 754 sqftAED 523/sqft
Completed Sale
AED 189K6.9% higher
16 Dec 2025 1 Bed 357 sqftAED 530/sqft
Completed Sale

Transactions shown are for similar apartments in Ajman Downtown. Prices may vary based on floor, view, and finishing.