Luxury Studio | City Views | Best Price | Apartment in Ajman Downtown
AED 136,000

AED 439 per sqft

Luxury Studio | City Views | Best Price | Apartment in Ajman Downtown

Ajman Downtown, Ajman
Listed 119 days ago
1
Beds
1
Baths
310
Sqft
apartment
Type

About This Property

Premium 0 bedroom apartment available in Horizon Tower Ajman, Ajman Downtown. This 310 sqft property offers excellent value at AED 136,000. Located in the heart of Ajman, with easy access to major amenities.

Property Details

Property TypeApartment
Listing TypeSale
OwnershipFreehold
Views87
Reference7afef365-8aa0-4235-ae01-f80bddb9d7d4

Area & Neighborhood Guide

7.5/10
Investment Score
6.5%
Avg. Yield
+8%
1Y Growth
Moderate
Market
Schools
1
Healthcare
1
Transport
0
Retail
1
Green space
1
Waterfront
0

Nearby Amenities & Landmarks

Ajman Downtown Community Center
Local Shopping
Schools
Healthcare
Public Transport
Parks & Recreation
Dining Options

Upcoming Developments

Infrastructure improvements in Ajman Downtown
New residential projects
Enhanced community facilities

Demographics

25K+
Residents
35
Avg. Age
70%
Expats

Deal Scoreâ„¢

AI-powered price analysis vs DLD transactions

6.9/ 10
Good Value9.3% below market

At AED 439/sqft vs 484/sqft market average in Ajman Downtown, this listing is 9% below recent transaction values — reasonably priced.

Price per sqft comparisonAjman Downtown · 1 BR apartment
AskingAED 439/sqft
DLD Market AvgAED 484/sqft

Price Transparency

Estimate
This listing
AED 439/sqft
Area benchmark unavailable
Asking priceAED 136,000
DLD transfer fee (4%)AED 5,440
Trustee fee (flat)AED 2,100
Mortgage registration (0.25% of 75% LTV)AED 545
Agency commission (2%)AED 2,720
Est. total transaction costAED 146,805

Estimates use standard UAE market rates (DLD 4%, trustee 4,200 AED, mortgage reg 0.25% at 75% LTV, agency 2%). Your firm quote is provided in writing before MoU signing and may differ based on property type, buyer profile, and negotiated terms.

Market Comparison

Price benchmarked against area listings & DLD data

Excellent Deal

Exceptional Value - 76% Below Market!

This property is priced significantly below the Ajman Downtown average of AED 1800/sqft. You could save AED 421,910 compared to market rate.

Price per sqft comparisonAjman Downtown · 1 BR apartment
This PropertyAED 439/sqft
Area AverageAED 1,800/sqft

Area Yield

6.5%

L12M Trend

+2%

PropertyIndex.ae • Updated 2026-02-22

Ajman Downtown Market Intelligence

Full Report
Avg Price/SqftAED 460
Active Listings35
Trendstable
Price History (per sqft)
AED 464
Dec
AED 481
Jan
AED 442
Feb
AED 437
Mar

Average Price per Sqft by Month

Investment ROI Calculator

Based on 0 rental comparables in Ajman Downtown

Good Yield
Gross Yield
6.5%
Good Yield
Net Yield
3.08%
After charges
Estimated Rental Income
Monthly
AED 737
Annual
AED 8,840
Service Charge: AED 4,650/yr15 AED/sqft
Capital Appreciation (Ajman)
vs Area Average67.6% below avg

Mortgage Calculator

Estimated Monthly Payment

AED 635

Based on 25-year mortgage at 4.99%

Principal (57%) Interest (43%)
20% (AED 27,200)
5%80%
4.99%
2%8%
Property PriceAED 136,000
Loan AmountAED 108,800
Total InterestAED 81,820
Total Cost (Principal + Interest)AED 190,620

Estimated Upfront Costs

Down PaymentAED 27,200
DLD Registration (4%)AED 5,440
Agency Fee (2%)AED 2,720
Total UpfrontAED 35,360

Regulatory Compliance

Permit not required for non-Dubai / non-Abu Dhabi listings — governed by local emirate authority.

Recent Apartment Transactions

Similar apartments sold in Ajman Downtown

AED 287K

Avg. Price

AED 495.08

Avg. /sqft

5

Transactions

AED 391K187.3% higher
16 Mar 2026 1 Bed 754 sqftAED 518/sqft
Completed Sale
AED 381K180.2% higher
14 Feb 2026 1 Bed 826 sqftAED 461/sqft
Completed Sale
AED 185K36.3% higher
14 Feb 2026 1 Bed 357 sqftAED 519/sqft
Completed Sale
AED 138K1.6% higher
16 Dec 2025 1 Bed 312 sqftAED 443/sqft
Completed Sale
AED 341K150.7% higher
16 Dec 2025 1 Bed 639 sqftAED 534/sqft
Completed Sale

Transactions shown are for similar apartments in Ajman Downtown. Prices may vary based on floor, view, and finishing.

Similar Properties

1-Bedroom apartment in Ajman Downtown