Cozy Studio | Well Maintained | Ideal Location | Apartment in Ajman Downtown
AED 220,000

AED 615 per sqft

Cozy Studio | Well Maintained | Ideal Location | Apartment in Ajman Downtown

Ajman Downtown, Ajman
Listed 141 days ago
1
Beds
1
Baths
358
Sqft
apartment
Type

About This Property

Premium 0 bedroom apartment available in Ajman One Tower, Ajman Downtown. This 358 sqft property offers excellent value at AED 220,000. Located in the heart of Ajman, with easy access to major amenities.

Property Details

Property TypeApartment
Listing TypeSale
OwnershipFreehold
Views27
Reference73ca3336-5db9-4f42-bfa5-adb90d43f21e

Area & Neighborhood Guide

7.5/10
Investment Score
6.5%
Avg. Yield
+8%
1Y Growth
Moderate
Market
Schools
1
Healthcare
1
Transport
0
Retail
1
Green space
1
Waterfront
0

Nearby Amenities & Landmarks

Ajman Downtown Community Center
Local Shopping
Schools
Healthcare
Public Transport
Parks & Recreation
Dining Options

Upcoming Developments

Infrastructure improvements in Ajman Downtown
New residential projects
Enhanced community facilities

Demographics

25K+
Residents
35
Avg. Age
70%
Expats

Premium Property

Positioned above market average

This is a premium-positioned property in Ajman Downtown. Asking AED 615/sqft vs market average of AED 484/sqft. Premium pricing reflects location desirability, unit quality, and market positioning.

Price Transparency

Estimate
This listing
AED 615/sqft
Area benchmark unavailable
Asking priceAED 220,000
DLD transfer fee (4%)AED 8,800
Trustee fee (flat)AED 2,100
Mortgage registration (0.25% of 75% LTV)AED 703
Agency commission (2%)AED 4,400
Est. total transaction costAED 236,003

Estimates use standard UAE market rates (DLD 4%, trustee 4,200 AED, mortgage reg 0.25% at 75% LTV, agency 2%). Your firm quote is provided in writing before MoU signing and may differ based on property type, buyer profile, and negotiated terms.

Market Comparison

Price benchmarked against area listings & DLD data

Excellent Deal

Exceptional Value - 66% Below Market!

This property is priced significantly below the Ajman Downtown average of AED 1800/sqft. You could save AED 424,230 compared to market rate.

Price per sqft comparisonAjman Downtown · 1 BR apartment
This PropertyAED 615/sqft
Area AverageAED 1,800/sqft

Area Yield

6.5%

L12M Trend

+2%

PropertyIndex.ae • Updated 2026-02-22

Ajman Downtown Market Intelligence

Full Report
Avg Price/SqftAED 460
Active Listings35
Trendstable
Price History (per sqft)
AED 464
Dec
AED 481
Jan
AED 442
Feb
AED 437
Mar

Average Price per Sqft by Month

Investment ROI Calculator

Based on 0 rental comparables in Ajman Downtown

Good Yield
Gross Yield
6.5%
Good Yield
Net Yield
4.06%
After charges
Estimated Rental Income
Monthly
AED 1,192
Annual
AED 14,300
Service Charge: AED 5,370/yr15 AED/sqft
Capital Appreciation (Ajman)
vs Area Average47.7% below avg

Mortgage Calculator

Estimated Monthly Payment

AED 1,028

Based on 25-year mortgage at 4.99%

Principal (57%) Interest (43%)
20% (AED 44,000)
5%80%
4.99%
2%8%
Property PriceAED 220,000
Loan AmountAED 176,000
Total InterestAED 132,356
Total Cost (Principal + Interest)AED 308,356

Estimated Upfront Costs

Down PaymentAED 44,000
DLD Registration (4%)AED 8,800
Agency Fee (2%)AED 4,400
Total UpfrontAED 57,200

Regulatory Compliance

Permit not required for non-Dubai / non-Abu Dhabi listings — governed by local emirate authority.

Recent Apartment Transactions

Similar apartments sold in Ajman Downtown

AED 275K

Avg. Price

AED 482.42

Avg. /sqft

5

Transactions

AED 141K36.1% lower
16 Dec 2025 1 Bed 312 sqftAED 450/sqft
Completed Sale
AED 342K55.4% higher
16 Nov 2025 1 Bed 826 sqftAED 414/sqft
Completed Sale
AED 342K55.6% higher
16 Nov 2025 1 Bed 639 sqftAED 536/sqft
Completed Sale
AED 359K63.4% higher
16 Nov 2025 1 Bed 754 sqftAED 477/sqft
Completed Sale
AED 191K13.1% lower
16 Nov 2025 1 Bed 357 sqftAED 535/sqft
Completed Sale

Transactions shown are for similar apartments in Ajman Downtown. Prices may vary based on floor, view, and finishing.