Bright Studio | Open Kitchen | Great Investment | Apartment in Ajman Downtown
AED 224,000

AED 537 per sqft

Bright Studio | Open Kitchen | Great Investment | Apartment in Ajman Downtown

Ajman Downtown, Ajman
Listed 109 days ago
1
Beds
1
Baths
417
Sqft
apartment
Type

About This Property

Premium 0 bedroom apartment available in City Tower, Ajman Downtown. This 417 sqft property offers excellent value at AED 224,000. Located in the heart of Ajman, with easy access to major amenities.

Property Details

Property TypeApartment
Listing TypeSale
OwnershipFreehold
Views64
Referenceb7fa4461-5c2b-40be-bc35-93ff2cfbd4b7

Area & Neighborhood Guide

7.5/10
Investment Score
6.5%
Avg. Yield
+8%
1Y Growth
Moderate
Market
Schools
1
Healthcare
1
Transport
0
Retail
1
Green space
1
Waterfront
0

Nearby Amenities & Landmarks

Ajman Downtown Community Center
Local Shopping
Schools
Healthcare
Public Transport
Parks & Recreation
Dining Options

Upcoming Developments

Infrastructure improvements in Ajman Downtown
New residential projects
Enhanced community facilities

Demographics

25K+
Residents
35
Avg. Age
70%
Expats

Premium Property

Positioned above market average

This is a premium-positioned property in Ajman Downtown. Asking AED 537/sqft vs market average of AED 484/sqft. Premium pricing reflects location desirability, unit quality, and market positioning.

Price Transparency

Estimate
This listing
AED 537/sqft
Area benchmark unavailable
Asking priceAED 224,000
DLD transfer fee (4%)AED 8,960
Trustee fee (flat)AED 2,100
Mortgage registration (0.25% of 75% LTV)AED 710
Agency commission (2%)AED 4,480
Est. total transaction costAED 240,250

Estimates use standard UAE market rates (DLD 4%, trustee 4,200 AED, mortgage reg 0.25% at 75% LTV, agency 2%). Your firm quote is provided in writing before MoU signing and may differ based on property type, buyer profile, and negotiated terms.

Market Comparison

Price benchmarked against area listings & DLD data

Excellent Deal

Exceptional Value - 70% Below Market!

This property is priced significantly below the Ajman Downtown average of AED 1800/sqft. You could save AED 526,671 compared to market rate.

Price per sqft comparisonAjman Downtown · 1 BR apartment
This PropertyAED 537/sqft
Area AverageAED 1,800/sqft

Area Yield

6.5%

L12M Trend

+2%

PropertyIndex.ae • Updated 2026-02-22

Ajman Downtown Market Intelligence

Full Report
Avg Price/SqftAED 460
Active Listings35
Trendstable
Price History (per sqft)
AED 464
Dec
AED 481
Jan
AED 442
Feb
AED 437
Mar

Average Price per Sqft by Month

Investment ROI Calculator

Based on 0 rental comparables in Ajman Downtown

Good Yield
Gross Yield
6.5%
Good Yield
Net Yield
3.71%
After charges
Estimated Rental Income
Monthly
AED 1,213
Annual
AED 14,560
Service Charge: AED 6,255/yr15 AED/sqft
Capital Appreciation (Ajman)
vs Area Average46.7% below avg

Mortgage Calculator

Estimated Monthly Payment

AED 1,047

Based on 25-year mortgage at 4.99%

Principal (57%) Interest (43%)
20% (AED 44,800)
5%80%
4.99%
2%8%
Property PriceAED 224,000
Loan AmountAED 179,200
Total InterestAED 134,762
Total Cost (Principal + Interest)AED 313,962

Estimated Upfront Costs

Down PaymentAED 44,800
DLD Registration (4%)AED 8,960
Agency Fee (2%)AED 4,480
Total UpfrontAED 58,240

Regulatory Compliance

Permit not required for non-Dubai / non-Abu Dhabi listings — governed by local emirate authority.

Recent Apartment Transactions

Similar apartments sold in Ajman Downtown

AED 294K

Avg. Price

AED 507.72

Avg. /sqft

5

Transactions

AED 335K49.6% higher
15 Apr 2026 1 Bed 639 sqftAED 524/sqft
Completed Sale
AED 197K12.3% lower
15 Apr 2026 1 Bed 357 sqftAED 550/sqft
Completed Sale
AED 139K38.0% lower
16 Mar 2026 1 Bed 312 sqftAED 445/sqft
Completed Sale
AED 355K58.6% higher
16 Dec 2025 1 Bed 826 sqftAED 430/sqft
Completed Sale
AED 444K98.2% higher
16 Dec 2025 1 Bed 754 sqftAED 589/sqft
Completed Sale

Transactions shown are for similar apartments in Ajman Downtown. Prices may vary based on floor, view, and finishing.