Modern 1 Bed | High Floor | Open View | Apartment in Ajman Downtown
AED 399,000

AED 526 per sqft

Modern 1 Bed | High Floor | Open View | Apartment in Ajman Downtown

Ajman Downtown, Ajman
Listed 140 days ago
1
Beds
1
Baths
758
Sqft
apartment
Type

About This Property

Premium 1 bedroom apartment available in Pearl Tower, Ajman Downtown. This 758 sqft property offers excellent value at AED 399,000. Located in the heart of Ajman, with easy access to major amenities.

Property Details

Property TypeApartment
Listing TypeSale
OwnershipFreehold
Views200
Referencec46772b3-f2b1-4542-b22a-6532e35776bc

Area & Neighborhood Guide

7.5/10
Investment Score
6.5%
Avg. Yield
+8%
1Y Growth
Moderate
Market
Schools
1
Healthcare
1
Transport
0
Retail
1
Green space
1
Waterfront
0

Nearby Amenities & Landmarks

Ajman Downtown Community Center
Local Shopping
Schools
Healthcare
Public Transport
Parks & Recreation
Dining Options

Upcoming Developments

Infrastructure improvements in Ajman Downtown
New residential projects
Enhanced community facilities

Demographics

25K+
Residents
35
Avg. Age
70%
Expats

Premium Property

Positioned above market average

This is a premium-positioned property in Ajman Downtown. Asking AED 526/sqft vs market average of AED 484/sqft. Premium pricing reflects location desirability, unit quality, and market positioning.

Price Transparency

Estimate
This listing
AED 526/sqft
Area benchmark unavailable
Asking priceAED 399,000
DLD transfer fee (4%)AED 15,960
Trustee fee (flat)AED 2,100
Mortgage registration (0.25% of 75% LTV)AED 1,038
Agency commission (2%)AED 7,980
Est. total transaction costAED 426,078

Estimates use standard UAE market rates (DLD 4%, trustee 4,200 AED, mortgage reg 0.25% at 75% LTV, agency 2%). Your firm quote is provided in writing before MoU signing and may differ based on property type, buyer profile, and negotiated terms.

Market Comparison

Price benchmarked against area listings & DLD data

Excellent Deal

Exceptional Value - 71% Below Market!

This property is priced significantly below the Ajman Downtown average of AED 1800/sqft. You could save AED 965,692 compared to market rate.

Price per sqft comparisonAjman Downtown · 1 BR apartment
This PropertyAED 526/sqft
Area AverageAED 1,800/sqft

Area Yield

6.5%

L12M Trend

+2%

PropertyIndex.ae • Updated 2026-02-22

Ajman Downtown Market Intelligence

Full Report
Avg Price/SqftAED 460
Active Listings35
Trendstable
Price History (per sqft)
AED 464
Dec
AED 481
Jan
AED 442
Feb
AED 437
Mar

Average Price per Sqft by Month

Investment ROI Calculator

Based on 0 rental comparables in Ajman Downtown

Good Yield
Gross Yield
6.5%
Good Yield
Net Yield
3.65%
After charges
Estimated Rental Income
Monthly
AED 2,161
Annual
AED 25,935
Service Charge: AED 11,370/yr15 AED/sqft
Capital Appreciation (Ajman)
vs Area Average5.1% below avg

Mortgage Calculator

Estimated Monthly Payment

AED 1,864

Based on 25-year mortgage at 4.99%

Principal (57%) Interest (43%)
20% (AED 79,800)
5%80%
4.99%
2%8%
Property PriceAED 399,000
Loan AmountAED 319,200
Total InterestAED 240,046
Total Cost (Principal + Interest)AED 559,246

Estimated Upfront Costs

Down PaymentAED 79,800
DLD Registration (4%)AED 15,960
Agency Fee (2%)AED 7,980
Total UpfrontAED 103,740

Regulatory Compliance

Permit not required for non-Dubai / non-Abu Dhabi listings — governed by local emirate authority.

Recent Apartment Transactions

Similar apartments sold in Ajman Downtown

AED 284K

Avg. Price

AED 494.49

Avg. /sqft

5

Transactions

AED 379K5.1% lower
15 Apr 2026 1 Bed 639 sqftAED 593/sqft
Completed Sale
AED 334K16.3% lower
15 Apr 2026 1 Bed 754 sqftAED 443/sqft
Completed Sale
AED 114K71.3% lower
16 Mar 2026 1 Bed 312 sqftAED 367/sqft
Completed Sale
AED 220K44.9% lower
16 Mar 2026 1 Bed 357 sqftAED 616/sqft
Completed Sale
AED 375K6.0% lower
15 Jan 2026 1 Bed 826 sqftAED 454/sqft
Completed Sale

Transactions shown are for similar apartments in Ajman Downtown. Prices may vary based on floor, view, and finishing.