Spacious 1BR | Sea View | Fully Furnished | Apartment in Ajman Downtown
AED 389,000

AED 516 per sqft

Spacious 1BR | Sea View | Fully Furnished | Apartment in Ajman Downtown

Ajman Downtown, Ajman
Listed 77 days ago
1
Beds
1
Baths
754
Sqft
apartment
Type

About This Property

Premium 1 bedroom apartment available in Pearl Tower, Ajman Downtown. This 754 sqft property offers excellent value at AED 389,000. Located in the heart of Ajman, with easy access to major amenities.

Property Details

Property TypeApartment
Listing TypeSale
OwnershipFreehold
Views129
Referenced1387021-aaa6-4ba0-beb5-ea755234d1b6

Area & Neighborhood Guide

7.5/10
Investment Score
6.5%
Avg. Yield
+8%
1Y Growth
Moderate
Market
Schools
1
Healthcare
1
Transport
0
Retail
1
Green space
1
Waterfront
0

Nearby Amenities & Landmarks

Ajman Downtown Community Center
Local Shopping
Schools
Healthcare
Public Transport
Parks & Recreation
Dining Options

Upcoming Developments

Infrastructure improvements in Ajman Downtown
New residential projects
Enhanced community facilities

Demographics

25K+
Residents
35
Avg. Age
70%
Expats

Premium Property

Positioned above market average

This is a premium-positioned property in Ajman Downtown. Asking AED 516/sqft vs market average of AED 484/sqft. Premium pricing reflects location desirability, unit quality, and market positioning.

Price Transparency

Estimate
This listing
AED 516/sqft
Area benchmark unavailable
Asking priceAED 389,000
DLD transfer fee (4%)AED 15,560
Trustee fee (flat)AED 2,100
Mortgage registration (0.25% of 75% LTV)AED 1,019
Agency commission (2%)AED 7,780
Est. total transaction costAED 415,459

Estimates use standard UAE market rates (DLD 4%, trustee 4,200 AED, mortgage reg 0.25% at 75% LTV, agency 2%). Your firm quote is provided in writing before MoU signing and may differ based on property type, buyer profile, and negotiated terms.

Market Comparison

Price benchmarked against area listings & DLD data

Excellent Deal

Exceptional Value - 71% Below Market!

This property is priced significantly below the Ajman Downtown average of AED 1800/sqft. You could save AED 968,136 compared to market rate.

Price per sqft comparisonAjman Downtown · 1 BR apartment
This PropertyAED 516/sqft
Area AverageAED 1,800/sqft

Area Yield

6.5%

L12M Trend

+2%

PropertyIndex.ae • Updated 2026-02-22

Ajman Downtown Market Intelligence

Full Report
Avg Price/SqftAED 460
Active Listings35
Trendstable
Price History (per sqft)
AED 464
Dec
AED 481
Jan
AED 442
Feb
AED 437
Mar

Average Price per Sqft by Month

Investment ROI Calculator

Based on 0 rental comparables in Ajman Downtown

Good Yield
Gross Yield
6.5%
Good Yield
Net Yield
3.59%
After charges
Estimated Rental Income
Monthly
AED 2,107
Annual
AED 25,285
Service Charge: AED 11,310/yr15 AED/sqft
Capital Appreciation (Ajman)
vs Area Average7.5% below avg

Mortgage Calculator

Estimated Monthly Payment

AED 1,817

Based on 25-year mortgage at 4.99%

Principal (57%) Interest (43%)
20% (AED 77,800)
5%80%
4.99%
2%8%
Property PriceAED 389,000
Loan AmountAED 311,200
Total InterestAED 234,029
Total Cost (Principal + Interest)AED 545,229

Estimated Upfront Costs

Down PaymentAED 77,800
DLD Registration (4%)AED 15,560
Agency Fee (2%)AED 7,780
Total UpfrontAED 101,140

Regulatory Compliance

Permit not required for non-Dubai / non-Abu Dhabi listings — governed by local emirate authority.

Recent Apartment Transactions

Similar apartments sold in Ajman Downtown

AED 246K

Avg. Price

AED 484.75

Avg. /sqft

5

Transactions

AED 199K48.8% lower
16 Mar 2026 1 Bed 430 sqftAED 463/sqft
Completed Sale
AED 115K70.5% lower
16 Mar 2026 1 Bed 312 sqftAED 368/sqft
Completed Sale
AED 231K40.6% lower
15 Jan 2026 1 Bed 357 sqftAED 647/sqft
Completed Sale
AED 364K6.5% lower
16 Nov 2025 1 Bed 826 sqftAED 441/sqft
Completed Sale
AED 322K17.1% lower
16 Nov 2025 1 Bed 639 sqftAED 504/sqft
Completed Sale

Transactions shown are for similar apartments in Ajman Downtown. Prices may vary based on floor, view, and finishing.

Similar Properties

1-Bedroom apartment in Ajman Downtown