Upgraded 1BR | Premium Location | High ROI | Apartment in Ajman Downtown
AED 309,000

AED 407 per sqft

Upgraded 1BR | Premium Location | High ROI | Apartment in Ajman Downtown

Ajman Downtown, Ajman
Listed 111 days ago
1
Beds
1
Baths
760
Sqft
apartment
Type

About This Property

Premium 1 bedroom apartment available in Pearl Tower, Ajman Downtown. This 760 sqft property offers excellent value at AED 309,000. Located in the heart of Ajman, with easy access to major amenities.

Property Details

Property TypeApartment
Listing TypeSale
OwnershipFreehold
Views41
Referenceb0a3410e-87cd-44c5-b56d-4d8036c0a25d

Area & Neighborhood Guide

7.5/10
Investment Score
6.5%
Avg. Yield
+8%
1Y Growth
Moderate
Market
Schools
1
Healthcare
1
Transport
0
Retail
1
Green space
1
Waterfront
0

Nearby Amenities & Landmarks

Ajman Downtown Community Center
Local Shopping
Schools
Healthcare
Public Transport
Parks & Recreation
Dining Options

Upcoming Developments

Infrastructure improvements in Ajman Downtown
New residential projects
Enhanced community facilities

Demographics

25K+
Residents
35
Avg. Age
70%
Expats

Deal Scoreâ„¢

AI-powered price analysis vs DLD transactions

7.9/ 10
Great Deal15.9% below market

Priced at AED 407/sqft vs market avg of AED 484/sqft in Ajman Downtown. This property is 16% below comparable DLD transactions — a strong investment opportunity.

Price per sqft comparisonAjman Downtown · 1 BR apartment
AskingAED 407/sqft
DLD Market AvgAED 484/sqft

Price Transparency

Estimate
This listing
AED 407/sqft
Area benchmark unavailable
Asking priceAED 309,000
DLD transfer fee (4%)AED 12,360
Trustee fee (flat)AED 2,100
Mortgage registration (0.25% of 75% LTV)AED 869
Agency commission (2%)AED 6,180
Est. total transaction costAED 330,509

Estimates use standard UAE market rates (DLD 4%, trustee 4,200 AED, mortgage reg 0.25% at 75% LTV, agency 2%). Your firm quote is provided in writing before MoU signing and may differ based on property type, buyer profile, and negotiated terms.

Market Comparison

Price benchmarked against area listings & DLD data

Excellent Deal

Exceptional Value - 77% Below Market!

This property is priced significantly below the Ajman Downtown average of AED 1800/sqft. You could save AED 1,058,680 compared to market rate.

Price per sqft comparisonAjman Downtown · 1 BR apartment
This PropertyAED 407/sqft
Area AverageAED 1,800/sqft

Area Yield

6.5%

L12M Trend

+2%

PropertyIndex.ae • Updated 2026-02-22

Ajman Downtown Market Intelligence

Full Report
Avg Price/SqftAED 460
Active Listings35
Trendstable
Price History (per sqft)
AED 464
Dec
AED 481
Jan
AED 442
Feb
AED 437
Mar

Average Price per Sqft by Month

Investment ROI Calculator

Based on 0 rental comparables in Ajman Downtown

Good Yield
Gross Yield
6.5%
Good Yield
Net Yield
2.81%
After charges
Estimated Rental Income
Monthly
AED 1,674
Annual
AED 20,085
Service Charge: AED 11,400/yr15 AED/sqft
Capital Appreciation (Ajman)
vs Area Average26.5% below avg

Mortgage Calculator

Estimated Monthly Payment

AED 1,444

Based on 25-year mortgage at 4.99%

Principal (57%) Interest (43%)
20% (AED 61,800)
5%80%
4.99%
2%8%
Property PriceAED 309,000
Loan AmountAED 247,200
Total InterestAED 185,900
Total Cost (Principal + Interest)AED 433,100

Estimated Upfront Costs

Down PaymentAED 61,800
DLD Registration (4%)AED 12,360
Agency Fee (2%)AED 6,180
Total UpfrontAED 80,340

Regulatory Compliance

Permit not required for non-Dubai / non-Abu Dhabi listings — governed by local emirate authority.

Recent Apartment Transactions

Similar apartments sold in Ajman Downtown

AED 296K

Avg. Price

AED 514.91

Avg. /sqft

5

Transactions

AED 313K1.3% higher
15 Apr 2026 1 Bed 639 sqftAED 490/sqft
Completed Sale
AED 431K39.6% higher
15 Apr 2026 1 Bed 754 sqftAED 572/sqft
Completed Sale
AED 121K60.9% lower
14 Feb 2026 1 Bed 312 sqftAED 387/sqft
Completed Sale
AED 373K20.8% higher
15 Jan 2026 1 Bed 826 sqftAED 452/sqft
Completed Sale
AED 240K22.2% lower
16 Dec 2025 1 Bed 357 sqftAED 674/sqft
Completed Sale

Transactions shown are for similar apartments in Ajman Downtown. Prices may vary based on floor, view, and finishing.