Modern Studio | Near Metro | Investor Deal | Apartment in Ajman Downtown
AED 130,000

AED 417 per sqft

Modern Studio | Near Metro | Investor Deal | Apartment in Ajman Downtown

Ajman Downtown, Ajman
Listed 94 days ago
1
Beds
1
Baths
312
Sqft
apartment
Type

About This Property

Premium 0 bedroom apartment available in Pearl Tower, Ajman Downtown. This 312 sqft property offers excellent value at AED 130,000. Located in the heart of Ajman, with easy access to major amenities.

Property Details

Property TypeApartment
Listing TypeSale
OwnershipFreehold
Views35
Reference487f12be-8990-427e-8bd3-315cd82b60e8

Area & Neighborhood Guide

7.5/10
Investment Score
6.5%
Avg. Yield
+8%
1Y Growth
Moderate
Market
Schools
1
Healthcare
1
Transport
0
Retail
1
Green space
1
Waterfront
0

Nearby Amenities & Landmarks

Ajman Downtown Community Center
Local Shopping
Schools
Healthcare
Public Transport
Parks & Recreation
Dining Options

Upcoming Developments

Infrastructure improvements in Ajman Downtown
New residential projects
Enhanced community facilities

Demographics

25K+
Residents
35
Avg. Age
70%
Expats

Deal Scoreâ„¢

AI-powered price analysis vs DLD transactions

7.6/ 10
Great Deal13.9% below market

Priced at AED 417/sqft vs market avg of AED 484/sqft in Ajman Downtown. This property is 14% below comparable DLD transactions — a strong investment opportunity.

Price per sqft comparisonAjman Downtown · 1 BR apartment
AskingAED 417/sqft
DLD Market AvgAED 484/sqft

Price Transparency

Estimate
This listing
AED 417/sqft
Area benchmark unavailable
Asking priceAED 130,000
DLD transfer fee (4%)AED 5,200
Trustee fee (flat)AED 2,100
Mortgage registration (0.25% of 75% LTV)AED 534
Agency commission (2%)AED 2,600
Est. total transaction costAED 140,434

Estimates use standard UAE market rates (DLD 4%, trustee 4,200 AED, mortgage reg 0.25% at 75% LTV, agency 2%). Your firm quote is provided in writing before MoU signing and may differ based on property type, buyer profile, and negotiated terms.

Market Comparison

Price benchmarked against area listings & DLD data

Excellent Deal

Exceptional Value - 77% Below Market!

This property is priced significantly below the Ajman Downtown average of AED 1800/sqft. You could save AED 431,496 compared to market rate.

Price per sqft comparisonAjman Downtown · 1 BR apartment
This PropertyAED 417/sqft
Area AverageAED 1,800/sqft

Area Yield

6.5%

L12M Trend

+2%

PropertyIndex.ae • Updated 2026-02-22

Ajman Downtown Market Intelligence

Full Report
Avg Price/SqftAED 460
Active Listings35
Trendstable
Price History (per sqft)
AED 464
Dec
AED 481
Jan
AED 442
Feb
AED 437
Mar

Average Price per Sqft by Month

Investment ROI Calculator

Based on 0 rental comparables in Ajman Downtown

Good Yield
Gross Yield
6.5%
Good Yield
Net Yield
2.9%
After charges
Estimated Rental Income
Monthly
AED 704
Annual
AED 8,450
Service Charge: AED 4,680/yr15 AED/sqft
Capital Appreciation (Ajman)
vs Area Average69.1% below avg

Mortgage Calculator

Estimated Monthly Payment

AED 607

Based on 25-year mortgage at 4.99%

Principal (57%) Interest (43%)
20% (AED 26,000)
5%80%
4.99%
2%8%
Property PriceAED 130,000
Loan AmountAED 104,000
Total InterestAED 78,210
Total Cost (Principal + Interest)AED 182,210

Estimated Upfront Costs

Down PaymentAED 26,000
DLD Registration (4%)AED 5,200
Agency Fee (2%)AED 2,600
Total UpfrontAED 33,800

Regulatory Compliance

Permit not required for non-Dubai / non-Abu Dhabi listings — governed by local emirate authority.

Recent Apartment Transactions

Similar apartments sold in Ajman Downtown

AED 322K

Avg. Price

AED 545.94

Avg. /sqft

5

Transactions

AED 381K192.8% higher
15 Apr 2026 1 Bed 639 sqftAED 596/sqft
Completed Sale
AED 407K213.3% higher
16 Mar 2026 1 Bed 754 sqftAED 540/sqft
Completed Sale
AED 232K78.6% higher
14 Feb 2026 1 Bed 357 sqftAED 650/sqft
Completed Sale
AED 208K60.2% higher
15 Jan 2026 1 Bed 430 sqftAED 484/sqft
Completed Sale
AED 380K192.0% higher
15 Jan 2026 1 Bed 826 sqftAED 459/sqft
Completed Sale

Transactions shown are for similar apartments in Ajman Downtown. Prices may vary based on floor, view, and finishing.

Similar Properties

1-Bedroom apartment in Ajman Downtown