1BR with Study | Park View | Modern | Apartment in Ajman Downtown
AED 342,000

AED 414 per sqft

1BR with Study | Park View | Modern | Apartment in Ajman Downtown

Ajman Downtown, Ajman
Listed 99 days ago
1
Beds
1
Baths
826
Sqft
apartment
Type

About This Property

Premium 1 bedroom apartment available in City Tower, Ajman Downtown. This 826 sqft property offers excellent value at AED 342,000. Located in the heart of Ajman, with easy access to major amenities.

Property Details

Property TypeApartment
Listing TypeSale
OwnershipFreehold
Views111
Reference355f97e8-8739-415a-b099-2090d38ec934

Area & Neighborhood Guide

7.5/10
Investment Score
6.5%
Avg. Yield
+8%
1Y Growth
Moderate
Market
Schools
1
Healthcare
1
Transport
0
Retail
1
Green space
1
Waterfront
0

Nearby Amenities & Landmarks

Ajman Downtown Community Center
Local Shopping
Schools
Healthcare
Public Transport
Parks & Recreation
Dining Options

Upcoming Developments

Infrastructure improvements in Ajman Downtown
New residential projects
Enhanced community facilities

Demographics

25K+
Residents
35
Avg. Age
70%
Expats

Deal Scoreâ„¢

AI-powered price analysis vs DLD transactions

7.7/ 10
Great Deal14.4% below market

Priced at AED 414/sqft vs market avg of AED 484/sqft in Ajman Downtown. This property is 14% below comparable DLD transactions — a strong investment opportunity.

Price per sqft comparisonAjman Downtown · 1 BR apartment
AskingAED 414/sqft
DLD Market AvgAED 484/sqft

Price Transparency

Estimate
This listing
AED 414/sqft
Area benchmark unavailable
Asking priceAED 342,000
DLD transfer fee (4%)AED 13,680
Trustee fee (flat)AED 2,100
Mortgage registration (0.25% of 75% LTV)AED 931
Agency commission (2%)AED 6,840
Est. total transaction costAED 365,551

Estimates use standard UAE market rates (DLD 4%, trustee 4,200 AED, mortgage reg 0.25% at 75% LTV, agency 2%). Your firm quote is provided in writing before MoU signing and may differ based on property type, buyer profile, and negotiated terms.

Market Comparison

Price benchmarked against area listings & DLD data

Excellent Deal

Exceptional Value - 77% Below Market!

This property is priced significantly below the Ajman Downtown average of AED 1800/sqft. You could save AED 1,144,836 compared to market rate.

Price per sqft comparisonAjman Downtown · 1 BR apartment
This PropertyAED 414/sqft
Area AverageAED 1,800/sqft

Area Yield

6.5%

L12M Trend

+2%

PropertyIndex.ae • Updated 2026-02-22

Ajman Downtown Market Intelligence

Full Report
Avg Price/SqftAED 460
Active Listings35
Trendstable
Price History (per sqft)
AED 464
Dec
AED 481
Jan
AED 442
Feb
AED 437
Mar

Average Price per Sqft by Month

Investment ROI Calculator

Based on 0 rental comparables in Ajman Downtown

Good Yield
Gross Yield
6.5%
Good Yield
Net Yield
2.88%
After charges
Estimated Rental Income
Monthly
AED 1,852
Annual
AED 22,230
Service Charge: AED 12,390/yr15 AED/sqft
Capital Appreciation (Ajman)
vs Area Average18.6% below avg

Mortgage Calculator

Estimated Monthly Payment

AED 1,598

Based on 25-year mortgage at 4.99%

Principal (57%) Interest (43%)
20% (AED 68,400)
5%80%
4.99%
2%8%
Property PriceAED 342,000
Loan AmountAED 273,600
Total InterestAED 205,753
Total Cost (Principal + Interest)AED 479,353

Estimated Upfront Costs

Down PaymentAED 68,400
DLD Registration (4%)AED 13,680
Agency Fee (2%)AED 6,840
Total UpfrontAED 88,920

Regulatory Compliance

Permit not required for non-Dubai / non-Abu Dhabi listings — governed by local emirate authority.

Recent Apartment Transactions

Similar apartments sold in Ajman Downtown

AED 238K

Avg. Price

AED 480.37

Avg. /sqft

5

Transactions

AED 120K64.9% lower
16 Mar 2026 1 Bed 312 sqftAED 385/sqft
Completed Sale
AED 333K2.5% lower
16 Mar 2026 1 Bed 754 sqftAED 442/sqft
Completed Sale
AED 327K4.3% lower
14 Feb 2026 1 Bed 639 sqftAED 512/sqft
Completed Sale
AED 179K47.7% lower
16 Nov 2025 1 Bed 430 sqftAED 416/sqft
Completed Sale
AED 231K32.5% lower
16 Nov 2025 1 Bed 357 sqftAED 647/sqft
Completed Sale

Transactions shown are for similar apartments in Ajman Downtown. Prices may vary based on floor, view, and finishing.